Mortgage Lending with
Blue Ridge Lender

Julia Wilson - Mortgage Banker


Finding the Right Lender

As a lender with years of experience in real estate financing, I can help you obtain the mortgage loan that you need to purchase, build or even refinance your dream home. At FirstBank we have the ability to quickly and efficiently take you from application to closing and pride ourselves on keeping all involved parties updated and fully informed throughout the entire process. Please contact me for closing cost estimates, pre-qualification letters and product options. I look forward to helping you find the right mortgage loan to fit your needs.

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About FirstBank

FirstBank Mortgage Bankers are dedicated to building enduring relationships by providing a home lending experience unmatched in personal service, professional excellence and complete client satisfaction. By providing in-house underwriting, closing, and funding, we uniquely manage the entire loan process under one roof. Whether Conventional, FHA or VA, FirstBank Mortgage off­ers loan options nationwide for home purchases, refinances, renovations and investment properties.  FirstBank Mortgage, a division of FirstBank, has mortgage operations and financial centers throughout the Southeast. FirstBank is in the top 5 percent of all U.S. banks based on assets, with $5 billion in total assets, and has moved into the top 15 banks in Middle Tennessee based on deposit share.

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"Julia Wilson was amazing and extremely responsive. Nights, weekends, all throughout the day ... she would reply or call us with the information we needed. To top it off, something came up DURING CLOSE, and the title company told us that we could get it fixed but it would probably take several weeks or months and in the interim we would have to continue paying more than we needed. I emailed Renasant right then and they replied right away. They fixed the issue by sending over updated documents and when I relayed this to attorney sitting at the table, his jaw literally dropped."    — Happy Customer, Miles B. Nashville TN

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Helping others get to a better place

FirstBank Mortgage prides itself on helping families find a better place. Wherever it is that you call home, it would be my pleasure to help you through your mortgage process. 

For more information about FirstBank Mortgage Loans, please visit our website at or my website at

more information and helpful tools


The Mortgage Process

Whether you’re a first time home buyer or an experienced homeowner, we offer financing solutions to fit your needs. Our team takes pride in helping you get your questions answered with prompt, courteous service. We never forget that it is personalized, one-on-one service that sets us apart from the rest. 

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Refinance Your Home

With a fixed interest rate refinance loan, your interest rate and monthly payment will stay the same for the entire term of the home loan. If you plan to stay in your home for a long period of time or simply like the idea of a predictable interest rate and payment, this option may be best for you.

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Mortgage Checklist

This information is usually required during the loan process. Download a checklist today!

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Mortgage Calculator

The online calculators serve as helpful tools during the mortgage process.  The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. 

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2019 Real Estate Forecast

Here is what buyers and sellers can expect from mortgage rates in 2019.

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Welcome Home Program (pdf)


Loan Documentation Checklist (pdf)


Non-Conforming 10% Down (pdf)


FHA (pdf)


USDA (pdf)


THDA (pdf)


Jumbo Rewards (pdf)


Payment Minimizer (pdf)


Fast Track (pdf)


Doctor's Incentive Program (pdf)


AHFA's Step Up Program (pdf)


MCC Tax Credits (pdf)


Contact Me

Better yet, see me in person!

Feel free to visit during business hours. I am typically in Blue Ridge at least once a month and would love to meet you in person!

(615) 540-7244

Office Location

341 Cool Springs Blvd. Ste. 100 Franklin, Tennessee 37067, United States

Hours of Business

Monday - Friday: 8 a.m. - 6 p.m.

Saturday & Sunday: Feel free to call my cell if a pre-approval letter is needed during the weekend

Drop me a line!


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